What is the Difference Between Personal Injury and Property Damage?

In most auto accident cases, the victim will experience both a personal injury and damage to their property. Georgia courts treat these as two separate claims. The accident victim can ask for compensation for both their personal injuries and property damage in a single lawsuit, but the court will consider them individually.

What is the difference between a personal injury claim and a property damage claim?

A personal injury is when someone suffers any type of injury or harm to their body, mind, or reputation. Personal injury claims cover bodily and emotional injury for you and the injured occupants of your vehicle. With a personal injury claim, you can ask for compensation for your pain and suffering, medical bills, permanent injuries, lost wages, and other out-of-pocket expenses.

An accident victim has two years from the date of the incident to file their personal injury claim in Georgia courts. An experienced personal injury attorney can help you gather evidence, calculate your damages (the amount you want in compensation), and litigate your case.

A property damage claim covers any damage to your personal property during an auto accident. This can include the repair or replacement of your vehicle, repairing or replacing the items inside your car, or damage to the items outside of the vehicle (ex: building, telephone pole, fencing). A property damage claim can also some of the costs related to the accident, such as a towing company or a rental car. An accident victim has four years from the date of the incident to file their property damage claim in Georgia courts.

After an accident, filing a personal injury and property damage lawsuit can seem complicated. But getting the compensation you deserve is an important step in your road to recovery.